Taylor James Financial Services - Pensions

Taylor James Financial Services Ltd is an appointed representative of Intrinsic Mortgage Planning Limited and Intrinsic Financial Planning Limited which is authorised and regulated by the Financial Services Authority.

Planning for your retirement is more important now than ever. Many of us would like to retire early and, with people living longer these days, retirement can now last a good deal longer than the time we spend working.


Nowadays, it is accepted that the state pension will probably not deliver the standard of living that you require when you are older and so personal provision should be made in order to safeguard our quality of life.


In order to decide how much you will need to save for retirement, we will need to discuss the following points:



How much income will you need in your retirement?

What age you are looking to retire?

What provisions do you already have?

What effect will inflation have on your finances in retirement?

The Pensions market has been simplified since the changes in regulation. Known as A-Day it introduced new rules and a new tax regime. Designed to make pensions simpler and to encourage us to save more towards our retirement.


As a result of this there are more options available from simple personal pensions, to more complex schemes like Income Drawdown and Self Invested Pension Schemes (SIPP's).


Taylor James Financial Services has access to a whole range of retirement products and schemes from a portal of some of the best providers available. We can offer professional advice on the following products:


    * Stakeholder Pensions

    * Occupational Pensions

    * Personal Pensions

    * Group Pensions

    * SIPP's

    * Retirement Plans

    * Phased & Income Drawdown Plans

    * Annuities

    * Transfer Plans (including section 32s)


..."Whichever of life's stages you are currently at, it's never too early to

start thinking about a pension."

Taylor James Financial Services has provided pension advice for many clients, both new and existing, and place an empthasis on ensuring that our advice is always clear, concise, practical and responsible.


We would like to offer you a no obligation free review of your existing and previous pension schemes, private pensions and current arrangements to ensure that are offering you the very best in growth potential to ensure that you maximise your income in retirement.


For a discussion about setting up a new pension or to get us to undertake a review of how your existing plans may be performing why not give us a call on:


TEL: 08456 436 923